May 13 2009
Carry Cash
I patiently waited in line to order a meal at the pub last night and was imediatley bought back to the following post. The line was huge and we all waited for 2 young blokes and there young lady friend to review the whole menu before they would order their meal. Just when I thought they were ready to order one of the niffers picks up his phone and proceeds to ring a friend and ask him “what do you want for dinner?” he then read most of the contents of the menu to him. Luckily some old bloke in front of me got stuck into them and moved them on before I was forced to spring into action.
If you stand in line in front of me in the grocery store with a can of coke (icy cold coca cola), snickers bar (get some nuts) and a loaf of bread and then request to pay via EFTPOS and you choose to not also withdraw cash at the same time…….. well you best be ready to fight champ because I am about to wrap you up in a cocoon of PAIN!
As mentioned in the rules for the boy’s article, rule 6 states that “I am not to be trifled with at meal times.” This includes sitting at the KFC drive through waiting to pick up my luscious Zinger Bacon and Cheeseburger meal and the complete niff in front of me needs to use his EFTPOS card to pay for his 6 nuggets and Pepsi (yes I did ask). I would rather you get out of your car and scrummage around on the pavement looking for loose change to pay for your meal, than sit there and wait for you to use your EFTPOS card. By the way, while you are looking for the loose change you best keep and eye out for most of your teeth that have mysteriously been dislodged from your jaw.
How can anyone walk/drive around without cash? Or even when presented the opportunity to get some cash say, no don’t need it? What is wrong with you! Are you determined to have my fists impacting your skull?
In all seriousness, if you do this in front of me I will open my wallet, find the heaviest coin I can and I will be pegging it at your head. Even if you are 10 months pregnant and on crutches. You have been warned!
Disclaimer
*Promises of bashings and coin pegging will not be honoured.
You disappoint me SJ. You are starting to sound like a dinosaur. How old are you – 85?? Only losers carry cash in the modern age. I use a credit card to purchase all & sundry (a pack of 50c gum if I get the opportunity) & need I remind you I AM a smart man!!
It allows me to;
1. gain reward points,
2. provides an electronic record of my purchases (for budgeting etc) &
3. leaves me room in my wallet for important items such as prophylactics!
———-
You are flying ever so close to the flame there, so called iamasmartman, the hall of fame flame that is. I would be interested to see you feverishly cutting and pasting these records in a spreadsheet for your budget. 50c here, $1.55 there. Be prepared to receive 50c at medium velocity to the back of your head if you continue this practise. Statistically it is only a matter of time boy scout.
SJ
I agree with Shirvo on this one, my wife (bless her cotton socks) is forever copping charges on her bank account due to mismanagement. I feel anything under the value of $20 should be paid for with cash. Why waste the space in your wallet for unused items such as what iamasmartman does.
——-
I agree $20 is the minimum withdrawal from EFTPOS from now. Can you please let them know there Krusty?
SJ
I am interested Iamasmartman, Is the reward for a $3.00 item worth the investment of the extra time it takes to process the electronic transfer? Not to me it isn’t.
I agree a $20 minimum is the new law.
Surprise Surprise the Prohibitionist Bevan disagrees with me & sucks up to SJ to try & avoid being banned from this wonderful website.
If you want me to come over there & teach your wife some valuable lessons about credit card management (among others) I shall!!
My 1st hint for Mrs Bevan is for her to link the credit card to your home(sorry trailer) loan & have it automatically paid on the due date before any charges accrue. If, as I suspect is the case, she is abusing the credit card by purchasing exorbitant quantities of pizza, icecream, breath mints (& perhaps penicillin) then I suggest you deliver some justice via the back of your hand!!
Rob B, what you call wasted time (all be it an exiguous difference), I call opportunity to chat up the cashier.
For your information iamasmartman, our Visa cards are debit cards, not credit cards thus we do not have to pay interest payments like yourself. We get the charges when the card is used for efpos (when she goes over the however many free transactions that are allowed under their rules). Unlike you, we are debt free. PS I would never backhand someone who carries a gun.
Krusty Bevan, you are correct, that is a different scenario. Enlighten me; for a debt free couple like you & the gun-toting-Annie-Ugly, what are the advantages of a debit card over a credit card?
By the way, congratulations for paying off the trailer. Foolish me, I bought a house instead!
Advantages of having a debit card over a credit card. Are you serious?
1. Don’t have to pay back anything at end of month.
2.
Oops hit the wrong button.
2. Can be used as a visa card (is great for buying stuff on the net).
3. Is our own money.
4. No interest charges.
5. still maintain a credit rating.
6. can be used to pay for items just about anywhere (pretty much the same as being a credit card)
iamasmartman maybe not be so smart if he keeps up the name calling especially about my wife.
Yes, This is a forum to exchange ideas not call each other names. Come on Iamasmartman ease up a bit. Maybe our webmaster should step in here?
I am also married so I don’t need to chat up the cashier. Please don’t make fun of my wife either. If she reads it she will get all upset and I will be unable to defend her honour.
Well said Rob B
Hopefully this link will work to show iamasmartman the trailer in which we live.
maybe this one. http://farm3.static.flickr.com/2049/2160698118_5a5c58933c_m.jpg
Sorry Krusty, I’m still unclear. Can you clarify for me?
Are you saying it’s an advantage to have your interest-earning-cash leave your bank account immediately following a transaction rather than a month later, when it’s generated a month’s worth of interest?
Please explain?
Sorry lads, I didn’t mean to offend. I shall ease up on the vilification.
I don’t see any harm in a little on-line sledging. I forget you’re a little sensitive down there at 8-mile.
Is more the good feeling of paying for stuff with my own money instead of the banks money. Is a bloody great feeling not having to be in debt every month and having to pay back what I could not afford in the first place. Maybe one day you will know what it is like if you do not already. Plus no annual fees on the card as well. So you are telling me your credit card is totally free of any fees and charges. If so, which bank? I am completely interested in this idea that being in
debt is more lucrative than not being in debt. How much interest are we talking a month?
Never use your own money ……that’s my mantra. Use the sucker banks money at 55 days interest free, play the system don’t be played.
Krusty, I tried the link. Unfortunately I couldn’t see your mobile home, there was a bloody nice large opulent looking house in the way!!
LOL that is the trailer, you should see what we use to tow it with.
iamasmartman.com…….online sledging is the only form of sledging for you…….it can’t end in fistycuffs and you have nice long pauses to think up insults and come backs……
Krusty, what’s the address of your house and do you have a LCD widesreen TV, DVD player, PS3…….no reason for asking….just curious…….thanks mate.
LOL Tiger, don’t have an LCD but have a Plasma instead, DVD recorder with hard drive (one of the best things we have ever bought) no xbox or ps3. Gaming is done on the PC’s and two stupid Beagles that will lick you to death if you break in.
Krusty, so you’re allowed to call your wife a Beagle but I’m not allowed to call her anything derogatory??
The Tiger, you are correct that the anonymity of the net does afford a little man like me some opportunities to throw some stones that I may not throw in the real world! The long pauses are because I am at work!! Do you have a job? I notice some previous comments refer to your obesity! Maybe you are a fat bevan like your mate Krusty!!
What makes you think I am fat?
And yes I can call my wife whatever I want, you should show her the utmost respect or she might pop a cap in your arse.
Shirvy I am loving how y our site has changed from a local punters club forum to a SLedgathon.
Male Bevans fit into 2 categories; 1. The fat lazy yobbos or 2. the skinny black t-shirt guys with fat lazy yobbo girlfriends!
I took a punt that you are in category 1.
I’m signing off for a while now.
smartman, you forgot category 3. fat lazy yobbos with fat lazy yobbo girlfriends!
You know who u are!
I
As has been previously stated, I am not a bevan. So I don’t fit into either category. I think I have worked out what category you fit into though. Single skinny guy, no girlfriend or prospects of getting one = must be gay. Not that there is anything wrong with that.
You ok guys? You ok?
GOLD
Wow i see why i dont read this daily, just to damn busy.
PS3 Yes
Large LCD Yes
What were the other measures of success laid out somewhere above?
And to answer the NIL fees credit card is a Citibank Silver Gold or Platinum. They waive the yearly fee if you do spend over something like $30k a year. which is easy to do if you put everything on it.
Have some nuts and ask the smiling banker who you deal with if your Shed has enough equity to link have you qualify for the good rates and nil fees.
Forget that good feeling of paying for it with your own money. that went out the door when you had your first job. Remember those nice sneakers?
If you can’t afford to pay for it in 55 days, you shouldn’t really be buying it now.
And Rob B when did being married be a roadblock stopping perky chested cashiers from being talked to nicely (Hit on)?. Go stare at the mirror. Long and Hard
The Liquidator.
Is this the real Warnie?